$823,500
Surf City, NC 28445
MLS# 100595518
3 beds | 3 baths | 1568 sqft
1 / 48
Open House (09/19/2026 - 10:00 am - 12:00 pm)
Property Description
Island Oaks coastal living with DUAL INVESTMENT POTENTIAL! This 3-bedroom Surf City home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views, with an open-concept kitchen, dining, and living area perfect for gathering family and friends. A standout feature for both homeowners and investors is the additional downstairs studio/in-law suite with a combo washer/dryer, kitchenette and bathroom creating the potential for flexible living arrangements and dual rental opportunities. (Rental history for suite available upon request) Located in desirable Island Oaks, residents enjoy community beach access plus a community boat ramp with deep-water access to the Intracoastal Waterway, putting beach days, boating, fishing, and island adventures right outside your door. Whether you're looking for a full-time coastal residence, vacation getaway, multigenerational home, or investment property, this home offers the flexibility, location, and lifestyle to make the most of Topsail Island living.
Details
Maps
Location Information
Street #: 109
Street Name: Sea Urchin
Street Suffix: Court
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Island Oaks
Secondary Subdivision: N/A
Geo Lat: 34.406154
Geo Lon: -77.576652
Contract Info
Sub-Type: Single Family Residence
Construction Type: Stick Built
Status: Active
Marketing Start Date: 2026-08-11
Listing Price: 823500
Current Price: $823,500
List Price/SqFt: 525.19
Stipulation of Sale: Standard
Remarks and Showing
Directions to Property: Cross the Highrise Bridge, take the first exit on the round about, go south for roughly 2 miles then turn right on Sound Drive. Turn left on Oak Drive. take 2nd left on Sea Urchin Court. This home is
Sign on Property: Yes
Property Exterior Info
New Construction: No
Property Attached YN: No
Accessory Dwelling Unit YN: Yes
Lot Acres: 0.2
Lot SqFt: 8886
Lot Dimensions: 22x122x122x161
Deed Restrictions: No
Waterfront: No
Waterview: Yes
Horses Y/N: No
Location Type: Island
Property Interior Info
SqFt - Heated (Primary): 1568
Total SqFt - Heated (Primary + Separate): 1568
# Rooms: 4
# Baths - Full: 2
# Baths - Half: 1
# Baths - Total: 3
# Bedrooms: 3
Master Bedroom Level: Non Primary Living Area
Stories Total: 2
Fireplace Y/N: No
Parking Features
Garage: 1
HOA
Association Fee 1/Year: 375
Association Name: Island Oaks HOA
Association Phone: 7196511002
Current Service Providers
Electric Provider: Jones-Onslow EMC
Internet Service Provider(s): Spectrum
Sewer Provider: Surf City
Trash Provider: Surf City
Water Provider: Surf City
Entry Level Information
Entry Level: 1
Separate Living Spcs
Addl Suite Desc: in-law suite unit
Rooms
Bedroom 2 Level: First
Bedroom 3 Level: First
Dining Room Level: Second
Kitchen Level: Second
Laundry Level: First
Living Room Level: Second
Master Bedroom Level: First
Studio Level: Ground
Legal Taxes
Year Built: 1996
Property Features
Frontage Type: See Remarks
View Type: Ocean
Attic: Access Only
Construction: Wood Frame
Unit Type: 3 Bedroom; Studio
Exterior Features: Outdoor Shower
Exterior Finish: Wood Siding
Fencing: None
Foundation: Pilings
Parking Features: Concrete; Garage Faces Front
Patio and Porch Features: Covered; Deck; Front Porch; Rear Porch; Screened
Pool Features: Hot Tub
Roof: Metal
Levels: Two
Trash Collection: City Pick-UP
Lot Features: Cul-De-Sac; Wooded
Lot Water Features: Boat Ramp; Deeded Water Access; Sound Side; Water Access Comm
Cooling: Central Air; Heat Pump
Heating: Forced Air; Heat Pump
Heating System Fuel Source: Electric
Water Heater: Electric
Utilities: Sewer Connected; Water Connected
Sewer: Municipal Sewer
Water Source: Municipal Water
Interior Features: Apt/Suite; Ceiling Fan(s); Entrance Foyer; Pantry; Reversed Floor Plan
Window Features: Thermal Windows
Security Features: Smoke Detector(s)
Laundry Features: In Hall; Laundry Closet
Heated SqFt: 1400 - 1599
Dining Room Type: Combination
HOA and Neigh Amenities: Beach Access; Beach Rights; Boat Dock; Cable TV; Maint - Comm Areas; Maint - Roads; Park; Picnic Area; Ramp; Waterfront Community
Rooms: Bedroom 2; Bedroom 3; Dining Room; Kitchen; Laundry; Living Room; Master Bedroom; Studio
Terms: Cash; Conventional; FHA; VA Loan
Room Information
| Room Name | Level | Remarks |
| Master Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Laundry | First | |
| Dining Room | Second | combo |
| Kitchen | Second | l- shaped |
| Living Room | Second | |
| Studio | Ground | In-Law Suite/Office |
IDX
Listing Office: Intracoastal Realty Corporation
Last Updated: September - 17 - 2026
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