$849,000
Surf City, NC 28445
MLS# 100564791
4 beds | 3 baths | 1810 sqft
1 / 35
Property Description
Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.
Details
Maps
Location Information
Street #: 1125
Pre Direction: S
Street Name: Topsail
Street Suffix: Drive
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Horse Hammock
Secondary Subdivision: N/A
Geo Lat: 34.417604
Geo Lon: -77.560196
Contract Info
Sub-Type: Single Family Residence
Construction Type: Stick Built
Status: Active
Delayed Marketing?: No
Marketing Start Date: 2026-04-03
Listing Price: 849000
Current Price: $849,000
List Price/SqFt: 469.06
Stipulation of Sale: Standard
Remarks and Showing
Directions to Property: From NC-210/NC-50/Surf City Bridge, cross bridge, Keep right to continue toward S. Topsail Dr., Merge onto S. Topsail Dr., Home will be on the right. Welcome!
Sign on Property: Yes
Property Exterior Info
New Construction: No
Lot Acres: 0.14
Lot SqFt: 6098
Lot Dimensions: 50 x 125
Waterfront: No
Waterview: Yes
Horses Y/N: No
Location Type: Island
Property Interior Info
SqFt - Heated (Primary): 1810
Total SqFt - Heated (Primary + Separate): 1810
# Rooms: 7
# Baths - Full: 3
# Baths - Total: 3
# Bedrooms: 4
Master Bedroom Level: Primary Living Area
Stories Total: 3
Fireplace Y/N: No
Entry Level Information
Entry Level: 1
Rooms
Bedroom 2 Level: First
Bedroom 3 Level: Second
Bedroom 4 Level: Second
Dining Room Level: First
Family Room Level: First
Kitchen Level: First
Master Bedroom Level: Second
Legal Taxes
Year Built: 2003
Property Features
Frontage Type: See Remarks
Handicap Accessible: None
View Type: Ocean; Sound View; Water
Attic: None
Basement: None
Property Condition: Updated/Remodeled
Construction: Wood Frame
Unit Type: 4 Bedroom Or More
Architectural Style: Other
Exterior Features: Outdoor Shower
Exterior Finish: Vinyl Siding; Shake Siding
Fencing: Back Yard; Fenced; Wood
Foundation: Pilings
Parking Features: Additional Parking; Concrete; Covered; On Site; Underhouse
Patio and Porch Features: Balcony; Covered; Deck; Front Porch; Patio; Porch; Rear Porch
Pool Features: In Ground; Private; See Remarks
Roof: Architectural Shingle
Levels: Two
Lot Features: Landscaped; Open Lot
Lot Water Features: Sound Side
Cooling: Ceiling Fan(s); Central Air; Heat Pump
Heating: Heat Pump
Heating System Fuel Source: Electric
Water Heater: Electric
Utilities: Cable Available; Sewer Connected; Water Connected
Sewer: Public Sewer
Water Source: Municipal Water
Flooring: Carpet; LVT/LVP; Tile
Furnished: Furnished
Interior Features: Blinds/Shades; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Furnished; High Ceilings; Kitchen Island; Reversed Floor Plan; Solid Surface; Vaulted Ceiling(s); Walk-In Closet(s)
Laundry Features: Hookup - Dryer; Hookup - Washer; Laundry Room
Heated SqFt: 1800 - 1999
Dining Room Type: Kitchen
Other Structures: Shower
HOA and Neigh Amenities: No Amenities
Rooms: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Family Room; Kitchen; Master Bedroom
Terms: Cash; Conventional; FHA; VA Loan
Supplements
Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.
Room Information
| Room Name | Length | Width | Level |
| Family Room | 12.80 | 22.40 | First |
| Kitchen | 12.60 | 9.90 | First |
| Dining Room | 12.60 | 12.80 | First |
| Bedroom 2 | 16.00 | 10.80 | First |
| Master Bedroom | 16.00 | 11.00 | Second |
| Bedroom 3 | 12.60 | 9.70 | Second |
| Bedroom 4 | 12.60 | 9.70 | Second |
IDX
Listing Office: Team Anderson Realty
Last Updated: September - 16 - 2026
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