$285,000
221 Chatto Loop
Murphy, NC 28906
MLS# 100592236
2 beds  |  2 baths  |  988 sqft


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Property Description
Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected and has since had the connection capped off. Sellers make no representation about fireplace functionality.

Details
Maps
Location Information
Street #: 221
Street Name: Chatto
Street Suffix: Loop
County: Cherokee
State/Province: NC
Zip Code: 28906
City Limits: No
Marketing City: Murphy
Subdivision: Indian Rock Springs
Geo Lat: 35.042693
Geo Lon: -84.227356
Contract Info
Sub-Type: Single Family Residence
Construction Type: Stick Built
Status: Active
Delayed Marketing?: No
Marketing Start Date: 2026-07-22
Listing Price: 285000
Current Price: $285,000
List Price/SqFt: 288.46
Stipulation of Sale: Standard
Remarks and Showing
Directions to Property: From Murphy, take HWY 64 W to right on Tilson Road. Right into Indian Rock Springs development. Right onto the first Chatto Loop Road and the home will be on the left. There is a circular drive at the top for easy parking.
Sign on Property: No
Property Exterior Info
New Construction: No
Lot Acres: 0.74
Lot SqFt: 32234
Lot Dimensions: IRR
Waterfront: No
Waterview: No
Location Type: Mainland
Property Interior Info
SqFt - Heated (Primary): 988
Total SqFt - Heated (Primary + Separate): 988
# Rooms: 4
# Baths - Full: 2
# Baths - Total: 2
# Bedrooms: 2
Master Bedroom Level: Primary Living Area
Stories Total: 1
Fireplace Y/N: Yes
HOA
Association Fee 1/Year: 350
Association Name: Indian Rock Springs HOA
Association Phone: 904-923-52
Current Service Providers
Electric Provider: Blue Ridge Mountain EMC
Fuel Vendor Provider: Amerigas
Internet Service Provider(s): Blue Ridge Mountain
Fuel Tank
Above or Below Ground: Above Ground
Fuel Type: Propane
In Use: Yes
Owned or Leased: Leased
Lessor Name and Contact: Amerigas 828-837-8787
Entry Level Information
Entry Level: 1
Rooms
Bedroom 2 Level: First
Dining Room Level: First
Kitchen Level: First
Laundry Level: First
Living Room Level: First
Master Bedroom Level: First
Legal Taxes
Year Built: 1994
Property Features
Frontage Type: See Remarks
View Type: None
Attic: See Remarks
Basement: Exterior Entry; Partial; Unfinished; Unfinished
Construction: Block
Exterior Finish: Wood Siding; Cedar
Fencing: Partial; Wire
Foundation: Block
Fuel Tank: Fuel Tank
Green Bldg Certify: None
Green Bldg Features: None
Parking Features: Asphalt; Circular Driveway; Gravel; No Garage
Patio and Porch Features: Covered; Deck; Porch
Pool Features: None
Roof: Composition
Levels: One
Trash Collection: Other
Lot Features: Rolling Slope; Wooded
Lot Water Features: None
Cooling: Attic Fan; Heat Pump
Heating: Heat Pump
Heating System Fuel Source: Electric
Water Heater: Electric
Utilities: Fiber Optic
Sewer: Septic Tank
Water Source: Shared Well
Fireplace Features: Living Room; Stone; See Remarks
Flooring: Ceramic Tile; Laminate; LVT/LVP
Interior Features: Blinds/Shades; Ceiling Fan(s); Furnished; Solid Surface; Walk-In Closet(s); Whole House Fan
Window Features: Skylight(s)
Heated SqFt: 800 - 999
Dining Room Type: Combination
HOA and Neigh Amenities: Maint - Comm Areas; Maint - Roads; Short Term Rental
Rooms: Bedroom 2; Dining Room; Kitchen; Laundry; Living Room; Master Bedroom
Terms: Cash; Conventional
Room Information
Room Name Length Width Level Remarks
Living Room16.1714.00First
Kitchen12.6711.17FirstCombo with dining room
Dining Room12.6711.17FirstCombo with kitchen
Laundry10.679.50FirstIn guest bathroom
Master Bedroom14.0013.25First
Bedroom 210.5013.67First

IDX
Listing Office: Re/Max Elite Realty

Last Updated: September - 16 - 2026

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